• 703-890-1356
  • hello@usaloans.net
  • 10400 Eaton Place, suite #420, Fairfax, VA 22030 | NMLS ID# 299131
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Home Loans

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We Will Get You Pre-Approved Within 24hrs!

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Five star service


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Five star service


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Why us

Mortgage Lending Services in Silver Spring Maryland

When it comes time to buy a house, people have two options. Most opt for a home mortgage through a bank or mortgage lender in Silver Spring. Both of these options offer different things that customers are encouraged to keep in mind.


Mortgage Banks Can Be More Expensive

Because these banks use their own money to fund mortgages, they have a different set of rules than a company that specializes in home mortgage in Silver Spring. They are not required to tell their customers how much they make on their loan, which can often lead to high prices and unbelievable interest rates. This makes it a necessity to shop around to find the best price.


Mortgage Banks Don’t Offer The Same Options

These banks are not concerned with offering specialized loans, such as FA loans, because they don’t have to. Such loans are usually funded by programs from the government, and banks fund their own loans. This makes it unnecessary for them to offer these types of loans.

While this does not apply to all mortgage banks, it does apply to a great deal of them. Banks are more concerned with how much money they make, not with you having a positive customer experience that involves reviewing the options available and finding the one that is best for your situation. This is why most people opt away from using a traditional bank for their mortgages.


Lenders Offer More Options

Because mortgage companies and lenders often work with wholesale companies, they are able to offer a wide array of options. This gives customers the option of almost customizing their own loan terms. Lenders can work with customers depending on their situation, which makes it possible for those with bad credit, little to offer for a down payment, and other situations to be able to fulfill their dreams of finally owning a home.


When you make the decision to work with a bank vs. a lender, it’s important to remember that they both offer different things. Lenders and mortgage companies are ideal for those that would like flexibility and transparency. Customers will be able to negotiate their rates to a greater extent, which works out well for those that would like the lowest monthly payment or down payment possible. Here at USA Loans, we offer several loan options to help our customers meet their financial goals. Contact us today to discuss our loan options.


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We encourage you to take a few minutes to look through our site and learn more about the variety of services we offer, and different options available, all delivered at our low rates through our reliable loan offices in Florida, Virginia and Maryland.

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thoughts of our

Satisfied customers

Thank you very much. We closed this afternoon. Thanks a lot. We have to do more of this with some other property. I would let you know. Thanks a million again.
It went well. Thanks again for all your help. You guys are great!
I just wanted to drop a line to say - thank you soooooo much - for all your assistance. You are one patient man. I thank you for hanging in there with me. I truly am grateful for everything. God bless you.
You were great, and I just completed a zillow review for you. I did not hide my skepticism, but you delivered on all promises. Thank you.
Alessandro we are all done! I wanted to thank you for everything you have done since day one when Jousimar came to your office to find out if we even pre-qualified. You have been very information and I appreciate you always.