What We Offer
Mortgage Choices
FHA Mortgages – FHA Loans – Conventional and More
FHA LOANS
FHA mortgages are backed by the Federal Housing Administration and are designed to help even those with limited down payment resources the opportunity to afford a home. FHA loans are attractive to lenders or brokers thanks to built in protections against default, and help first time buyers and families with lower incomes secure loans.
CONVENTIONAL LOANS
FNon-government backed loans, or Conventional Loans, are not insured by federal agencies such as the Veterans Administration, the Rural Housing Service, or the Federal Housing Administration. These conventional loans are, however, eligible for GSE (government sponsored enterprise) programs like Fannie Mae and Freddie Mac. These and other programs help make mortgages available to more people by bolstering lender confidence and providing more flexibility.
VA LOANS
For military veterans and their families, VA Loans provide tremendous opportunities for home ownership. With payment guaranteed by the US Department of Veteran Affairs, these loans offer approved lenders confidence and flexibility, and allow servicemen and women to purchase homes with no money down. VA Loans offer additional borrower benefits like financing without private mortgage insurance, attractive second mortgage options, and the ability to get into higher value properties thanks to lower monthly payments.