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USA LOANS - Simplifying the mortgage process.

Home Loan

We Will Get You Pre-Approved Within 24 Hours!

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USA LOANS - Simplifying the mortgage process.

Award Winning Company

Top Broker Award by Sierra Pacific Mortgage Company, Inc.

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USA LOANS - Simplifying the mortgage process.

The Best Rates in the Area

Mortgage Loans From USA Loans At An Attractive Rate of Interest.

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Approval within 24 hours

Competitive rates

2-3 weeks process

Minimum documentation

Let us help you find a loan!

Looking for a home loan to meet all your financial needs? Let us help you find the perfect loan to finance your dream home.

FHA Loan

Supported by Federal Housing Administration, FHA loan is designed for those looking for loans with lower credits and lower down payment. Thus, an FHA loan allows you to afford your dream home.

Conventional Loan

Sponsored by private financial lenders, a conventional loan applies to almost all property types. With a variety of options available, it's a perfect loan for well-qualified borrowers with little debt and a solid credit score.

VA Loan

Insured by the Veterans department, VA loans offer excellent opportunities to service members, military veterans, and their families to repair, build or buy their own homes.


USDA loan is for people with low-moderate income and dreaming of purchasing a property in suburban and rural areas.

Non-QM Loans

Excellent financing option for those who do not comply with the rules of the Consumer Financial Protection Bureau. It offers a variety of options to borrowers that had gone through credit issues, such as bankruptcy or foreclosures in the past.

Tax ID Loan

Tax ID loans allow the applicants having no social security number, green card, or limited credit card history to obtain a mortgage loan.

How does it work?

We have crafted a simple and stress-free application process while customizing your mortgage according to your financial needs.


Apply for a Mortgage Loan

Fill out one of our 10 or 5 minutes applications.


Approved Your Loan

Get your loan approved within 2-3 weeks of your application.


Get Your House

Get ready to move into your dream home.

Why People Choose Us

We understand how to effectively guide you through the home loan or refinance process and avoid potential problems along the way.

Personalized Service

Customers love us!

Easy Documentation

Fast Approval

Our Client Testimonial

See what our customers have to say about USA Loans people and services.

“It's always a pleasure to work with the Ibanez group. Worked with them a few times and loan has been delivered on time or in advance of settlement date which gives our clients and agents time to breathe without any last minute issues. Great communication as well so no one is in the dark.”

Tiffany Aquino


“USA Loans provides the type of service everyone wants... Mr. Ibanez and the staff at USA Loans are experienced, dedicated people with very effective, proactive methods and procedures. I recommend USA Loans to anyone looking for a good mortgage lender.”

Mark Kettler


We'd love to help you.

With a mission to deliver reliable services, the latest news, and opinions, we're always available for you.

Apply For Loan

Looking to buy a house or fulfill other financial needs? If yes, apply for a loan now.

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Talk to a Loan Officer

Need honest loan advice? Talk to our smartest and friendliest Loan advisors.

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Certain conditions apply. Terms subject to change. This is not a commitment to lend. Rates may change or not be available at the time of loan commitment or lock-in. Interest rates are determined based on the borrower’s creditworthiness.